Present on the electronic money market since the dawn of 2012, Papaya is a Maltese company that is fully operational on the European market. It provides a complete and legal service as one of the many companies of this lineage that are regulated by the Maltese Financial Market Authority (MFASA).
This is the ultimate in financial market regulation as it is the only financial market regulator established on the island of Malta, and for the record, it continues to attract and convince other markets to sign up.
Papaya is certainly a young company which, at the time of writing this article, has barely blown out its 5 candles. However, this does not mean that we should have any doubts about its stability and credibility on a European scale. On the contrary, because this company has proven itself many times over and continues to do so with the introduction of high-quality products that we will discover in a moment.
Papaya is therefore a recent and energetic player that has set itself the objective of providing its customers with a high level of services of different origins in order to respond favourably to a commitment to excellence and innovation of the highest order.
Of course, a remarkable professionalism is to be highlighted in this constant effort to maintain the highest possible level of added value. A perspective that aims to bring with it the best conditions of use for the elusive pleasure of users. An effective way of opening up to operations of a very easy-to-implement nature immersed in an almost impenetrable IT security environment.
In order to provide a high quality service on a daily basis, Papaya has progressively developed 3 types of products in order to be able to compete fairly with the other competitors in the sector. These are Neteller, Skrill and EcoPayz. These products designed by Papaya cover a Papaya e-Wallet service, PapayaCard "virtual and physical cards" and PapayaDuo.
The Papaya e-wallet reacts exactly the same way as a classic bank account that can be consulted at any time from the Internet. It is clearly the ideal turnkey solution for French online casino players. Wild Sultan Casino is the first online gambling establishment to offer this very inexpensive payment option in its operation.
The great thing about the Papaya e-account is that it can be compared to a Swiss army knife by offering many opportunities to make online purchases in complete security with the online shops integrated into the Papaya service, to send money around the world in complete freedom, to top up your Papaya prepaid card in complete simplicity, to deposit funds but also to receive them immediately by a third party or in an authorized Papaya online casino!
To load money on your e-wallet, nothing could be simpler as you can use a wide range of methods such as bank transfer, credit or debit card, e-wallet to Papaya Card, Entercash, Sofort or even via NeoSurf prepaid coupon.
A Papaya online account that ensures total fidelity by carrying the status of being accessible free of charge at any time of the day or night where transaction orders follow without difficulty all in an atmosphere perfectly secured by powerful computer systems.
Quite pleasing to the eye with its Kiwi green colours, Papaya also offers a full prepaid card service. The reloadable MasterCard from Papaya. This plastic card offers a wide range of advantages for its owner, including a new way to manage your daily budget by setting your own transaction limits. This is a good alternative to having cash in your hands, so that you can keep your money in a safer spending environment.
Moreover, this card is independent in the sense that it is not linked to a classic bank account but only via the Papaya e-Wallet system. In other words, only the funds available in the electronic account can be used, thus avoiding unfortunate bank overdrafts and the ensuing problems.
Papaya's prepaid card is of the reloadable type starting at €15 for a maximum credit of €3,000 per reload, a total of €15,000 of available funds and a maximum of €50,000 per year before having to initiate a limit lifting procedure by providing additional documents.
Available to residents of Malta, Italy, Spain, Greece, France and soon in other EU countries, the Papaya prepaid card can be claimed at any time from your Papaya internet account.
All you have to do is to request it by activating the prepaid plastic card option. Following this, the request is examined by an operator and the card is sent within 5 to 7 working days with a fee of £10 for the creation of the card and 5 euros for the reason of sending it by post.
For security reasons, the 4-digit PIN code for the newly mailed card is sent by SMS. Once you have received the card, all you have to do is log in to your Papaya account to activate it with one click of the mouse.
Being a holder of the Papaya card provided by the regulated bank IDT Financial Services Limited, licensed by MasterCard International and licensed by the Financial Services Commission, several advantages are available. The first is that it is possible to use this card at nearly 34 million outlets worldwide that accept MasterCard payments.
Cash can be withdrawn both at home and abroad as long as the ATM offers MasterCard compatibility. Nowadays, it is quite difficult not to come across one while walking down the street! Finally, a simple use that offers an ultra-secure means of purchase via advanced technologies.
The third and last product on the list is the PapayaDuo service. A godsend to be able to share money with family members or close friends in the same country or abroad.
Everything happens from your Papaya e-Wallet account where you can transfer money or top up your family or friends' cards.
The location is not at all important for this kind of banking operation and the PapayaDuo service is open 24 hours a day, 7 days a week. For this to become a reality, it is imperative that the receiver is also a Papaya account holder. From there, he/she has to transmit his/her email attached to his/her Papaya account to the sender so that he/she can make the transfer either to the card or to the Papaya account of the receiver.
Following this, the receiver can then pay online in complete freedom and simplicity, but also pay with his physical Papaya card if he has one, play money in an online casino or withdraw funds via an ATM.
Papaya is multi-carded in the sense that it is there to offer its services to both private and professional clients, namely online casino operators like Wild Sultan. Papaya is the perfect tool to provide an alternative use of cash for people who do not have a bank account, internet casino players, students, families but also for internet and mobile users who buy products online.
As for its website and all the options offered, this little world can be made accessible on mobile and tablet devices via an application that can be downloaded free of charge from the Google Play platform.
With Papaya's mobile application, it is also possible to manage your finances by accessing all the options offered by default via a computer interface.
Well-rated, intuitive and very easy to use, receiving payments without the hassle of waiting forever or sending money is a formality that can be accomplished in just a few steps!
The Papaya website is translated into many foreign languages and French is well represented on this list. The support also follows this logic of conduct by having agents spanish. In addition to having set up a fairly extensive FAQ section, Papaya ensures reactive communication by supporting its communication offers with a contact form, a telephone number +356 201 555 00, and various e-mails in order to preserve and maintain a good organisation.
There is one dedicated exclusively to support at customerservice[at]papaya.eu, a second dedicated to complaints at complaints[at]papaya.eu and a third related to loss and theft at lost&stolen[at]papaya.eu. Finally this opportunity to send a letter to Papaya Ltd, 31 Sliema Road, Gzira, GZR 1637 - MALTA.
